Find any bank branch's IFSC code in seconds
Pick a bank, state, district and branch to get the IFSC code, MICR code, address and phone number. Data is based on RBI bank master lists.
Browse IFSC codes by bank
What is an IFSC code?
The Indian Financial System Code (IFSC) is an 11-character code that identifies a specific bank branch in India. You need it to send money by NEFT, RTGS or IMPS, and many apps ask for it when you add a beneficiary.
The format is ABCD0123456. The first four letters are the bank's code, the fifth character is always zero, and the last six characters identify the branch. For example, every State Bank of India branch code starts with SBIN.
What is a MICR code?
MICR (Magnetic Ink Character Recognition) is a 9-digit number printed on cheques. The first three digits show the city, the next three the bank, and the last three the branch. It is used for cheque clearing, not for online transfers.
Where can I find my own IFSC code?
It is printed on your cheque book and passbook, and shown in your bank's mobile app or net banking under account details. If you cannot find it, search with the form above using your bank, state, district and branch name.
Frequently asked questions
What is the difference between NEFT, RTGS and IMPS?
NEFT and IMPS are used for everyday transfers and work around the clock. RTGS is for large payments (minimum ₹2 lakh) and settles instantly. All three need the receiver's account number and the branch IFSC code.
Is the IFSC the same for all branches of a bank?
No. The first four letters are the same for the whole bank, but the last six characters are different for every branch, so each branch has its own IFSC.
What happens if I enter a wrong IFSC code?
Most transfers with an invalid IFSC are rejected and the money returns to your account. A valid but wrong IFSC can delay the payment, so always confirm the code with your bank or on the cheque before sending.
Did my branch's IFSC change after a bank merger?
Yes, it can. When banks merged, many branches received new IFSC codes. If an old code fails, search again here or check your bank's website for the current one.
Where does your data come from?
Branch details come from the bank master lists published by the Reserve Bank of India. Details can change without notice, so verify with your bank before making a large transfer.